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Tokenization for Frictionless and Secure Card Payments

The dangers of cyber fraud are well known, as are many of the largest hacks. However, how financial institutions and retailers fight that fraud is now changing. While the EMV migration continues for...

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The Fast-Closing Window for Going Digital – by Bob Legters

Almost half of the banking customers already can be considered digital-only, according to The Financial Brand. And that number is expected to climb past two-thirds within three years. At that pace, if...

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Re-engineering for Consumer Expectations – by Jim Johnson

Two important shifts recently occurred in the United States: Gen X surpassed baby boomers in spending power and Millennials became the largest segment of the workforce. With both generations actively...

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Digital Transformation: Imperative for Success – by Maria Schuld

If you’re unsure of the need to stay on top of digital transformation, just think of Blockbuster Video. Renting movies was big business in 2000, when Blockbuster turned down an offer to buy Netflix...

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Time for a Smart EBT Upgrade to Improve the User Experience (UX) By David...

All aspects of the financial world – from international cross-border payments to the distribution of federal benefits to low-income families – are digitizing. That latter group is grossly underserved,...

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Are You Ready for Contactless Payments? by Jim Johnson

“Get ready, get set for the contactless reboot” was the essence of a recent Payments Leader blog advising all issuers to prepare for enabling contactless payments. Market leaders are already beginning...

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The QR Code Resurgence: How Street Vendors in Asia Lead the Digital Payment...

Asian economies have surpassed supposedly more advanced markets in the number and value of mobile transactions and it’s all thanks to QR codes. Created in the early 1990s to track vehicles in the...

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A Path to P2P Revenue by Mike Kresse

Person-to-person (P2P) payments are growing in popularity. While that’s driving financial institutions to compete and offer it, P2P comes at a significant expense. Fortunately, the current landscape...

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In the New Year, It’s Time to Go Contactless by Jim Johnson

Ready or not, 2019 will be the year of tap-and-go for cards During my career, I’ve heard many predictions around new technologies and trends. Some pan out. Some don’t, and momentary hype sometimes...

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QR Codes vs. NFC – The Battle that is Shaping Mobile Payments is Just Warming...

“Mobile payments” is a broad term. As the ecosystem has developed, various new technologies have emerged to change the way we act and transact in-store and, increasingly, online. Two technologies...

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